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  1. Knew Health
  2. KNEW Health Community
  3. Medical Cost Sharing

Medical Cost Sharing

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  • Is there any time limitation on sharing a medical Need?
  • Are mental health needs shareable?
  • Are prescription costs considered a shareable need?
  • Are my monthly shares a pre-tax deduction like health insurance premiums?
  • Is surrogacy a shareable need?
  • Can there be multiple needs during one pregnancy?
  • What if I have a medical need that is not shareable?
  • Are maternity needs that occur prior to membership or in the first 12 months of member shareable with the community?
  • How are maternity needs shared?
  • Don't I have to have health insurance? Isn't there a penalty to pay if I don't?
  • Can my adult children be enrolled in our family plan? Do they have to be a full-time college students?
  • How are preventive/wellness medical visits and screening for me and my kids handled for sharing?
  • After my Membership begins, can I change my IUA level?
  • Is health cost-sharing just another name for health insurance?
  • What’s the advantage of medical cost sharing?
  • Are there any age restrictions on becoming a Member of the KNEW Health Community?
  • You said you are working with an experienced Medical Cost Sharing Partner to manage that part of Member benefits: how do they fit into my KNEW Health Membership? Are they experienced?
  • How can I be sure that the Medical Cost Sharing community concept really works?
  • Does KNEW Health charge monthly premiums?
  • Is this legal?
  • What are the requirements for participating in Medical Cost Sharing?
  • Can I choose my own doctors and hospitals without being penalized?
  • How are very large medical expenses handled in the medical cost sharing model?
  • What kinds of needs do KNEW Health members share?
  • Is there a lifetime or yearly maximum amount that is eligible for sharing for any one person or family?
  • Does KNEW Health use deductibles and coinsurance?
  • What is an IUA (Initial Unshareable Amount)?
  • My doctor charges a Membership fee to be a part of their practice; is that shareable?
  • What happens when a provider requires payment upfront for services?
  • What about pre-existing conditions?
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