Medical Cost Sharing
- Is there any time limitation on sharing a medical Need?
- Are mental health needs shareable?
- Are prescription costs considered a shareable need?
- Are my monthly shares a pre-tax deduction like health insurance premiums?
- Is surrogacy a shareable need?
- Can there be multiple needs during one pregnancy?
- What if I have a medical need that is not shareable?
- Are maternity needs that occur prior to membership or in the first 12 months of member shareable with the community?
- How are maternity needs shared?
- Don't I have to have health insurance? Isn't there a penalty to pay if I don't?
- Can my adult children be enrolled in our family plan? Do they have to be a full-time college students?
- How are preventive/wellness medical visits and screening for me and my kids handled for sharing?
- After my Membership begins, can I change my IUA level?
- Is health cost-sharing just another name for health insurance?
- What’s the advantage of medical cost sharing?
- Are there any age restrictions on becoming a Member of the KNEW Health Community?
- You said you are working with an experienced Medical Cost Sharing Partner to manage that part of Member benefits: how do they fit into my KNEW Health Membership? Are they experienced?
- How can I be sure that the Medical Cost Sharing community concept really works?
- Does KNEW Health charge monthly premiums?
- Is this legal?
- What are the requirements for participating in Medical Cost Sharing?
- Can I choose my own doctors and hospitals without being penalized?
- How are very large medical expenses handled in the medical cost sharing model?
- What kinds of needs do KNEW Health members share?
- Is there a lifetime or yearly maximum amount that is eligible for sharing for any one person or family?
- Does KNEW Health use deductibles and coinsurance?
- What is an IUA (Initial Unshareable Amount)?
- My doctor charges a Membership fee to be a part of their practice; is that shareable?
- What happens when a provider requires payment upfront for services?
- What about pre-existing conditions?