Are my monthly shares higher if I, or a participating member in my family, use tobacco products?

Yes. Tobacco use of any kind is clinically proven to cause serious health conditions. Due to the increased likelihood of higher medical costs associated with tobacco use, KNEW Health households with one or more tobacco users are required to share a higher monthly share rate.

Additionally, medical needs for tobacco users age 50 and older are limited to $25,000 for each of the following four disease categories: Cancer, Heart conditions, COPD and Stroke.

Exceptions: The occasional celebratory cigar or pipe, for example, at the birth of a baby, is acceptable, as is the use of electronic cigarettes (vaping) during the process of attempting to quit smoking.

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