When medical care costs are paid by someone other than the person receiving care, typically an insurance company or government entity, the health care model can be undermined and often over-charged. We believe many of the current problems with the health care system are the direct result of restricting personal freedom and responsibility through dependence on third-party payers. Medical cost sharing allows Members to help one-another while maintaining freedom of choice and personal responsibility. In this way, the vision is for the community to create the best healthcare at the best costs for the betterment of the everyone in the system.
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