Members are encouraged to ask their medical providers to bill them for medical services received. For smaller bills, office visits and the like, providers may require payment at time of service. We advise our Members to avoid paying more than their selected IUA (Initial Unshareable Amount) toward the cost of any medical need, as doing so dilutes our Medical Cost Sharing Partner’s ability to negotiate fair prices with medical providers. In cases where Members pay more than their IUA, the community will share the excess amount back to the Member. There are occasions that warrant upfront sharing, but these are limited and extremely rare. The most prominent example of pre-payment is with maternity cases.
Articles in this section
- Don't I have to have health insurance? Isn't there a penalty to pay if I don't?
- Can my adult children be enrolled in our family plan? Do they have to be a full-time college students?
- How are preventive/wellness medical visits and screening for me and my kids handled for sharing?
- After my Membership begins, can I change my IUA level?
- Is medical cost sharing just another name for health insurance?
- What’s the advantage of medical cost sharing?
- Are there any age restrictions on becoming a Member of the KNEW Health Community?
- You said you are working with an experienced Medical Cost Sharing Partner to manage that part of Member benefits: how do they fit into my KNEW Health Membership? Are they experienced?
- How can I be sure that the Medical Cost Sharing community concept really works?
- Are there monthly premiums?